UOB Lender offers various personalized banking companies created to fulfill the money demands of individuals. Below is an in depth overview to assist you to fully grasp The main element elements and choices.

Forms of Accounts
Financial savings Account: This account allows you to cut costs although earning desire.

Characteristics: Easy access, fascination earnings, minimal expenses.
Advantages: Harmless place for your cash, potential progress through curiosity.
Current Account: Ideal for day by day transactions and handling charges.

Attributes: Checkbook facility, overdraft defense.
Benefits: Hassle-free for normal payments and withdrawals.
Preset Deposit Account: For those planning to get paid greater curiosity premiums over a fixed time period.

Characteristics: Preset time period deposits, higher interest charges when compared to savings accounts.
Advantages: Secure investment decision selection with predictable returns.
Financial loans
Personalized Financial loans: Unsecured loans which can be employed for a variety of uses like education and learning or household renovation.

Styles:
Installment Financial loans
Credit rating Traces
Rewards: Flexible repayment terms, aggressive desire premiums.
Household Financial loans: Tailor-made answers for acquiring home or refinancing present home loans.

Varieties:
Set Rate Dwelling Personal loan
Floating Amount Home Personal loan
Added benefits: Diverse ideas to suit unique desires, desirable prices.
Bank cards
UOB delivers a range of bank cards catering to distinct existence and shelling out routines:

Benefits Cards: Gain points on each individual acquire which can be redeemed for presents or vacation miles.
Cashback Cards: Get hard cash rebates on each day spending for example groceries and dining out.
Journey Playing cards: Unique Added benefits like air miles accumulation and travel insurance plan protection.
Expenditure Services
For individuals keen on expanding their prosperity as a result of investments:

Unit Trusts * Diversified portfolio managed by pros. * Suitable for extended-expression advancement objectives.

Structured Deposits * Combines the characteristics of common deposits with expense merchandise. * Likely greater returns but with some chance associated.

Insurance Goods
To safeguard on your own and All your family members against unforeseen occasions:

Existence Insurance policies * Delivers economical stability in the event of Demise or important ailment. * May function a discounts Resource depending on the plan more info chosen.

Health Insurance coverage * Handles professional medical fees which include hospitalization expenditures. * Essential for mitigating higher Health care expenditures.

Digital Banking Solutions
Convenience at your fingertips as a result of electronic platforms:

World wide web Banking
Enables you to manage your funds on the internet:

View account balances and transaction record
Transfer cash in between accounts or pay back charges
Apply for new products and solutions (loans/bank cards)
Cellular Banking
Banking on-the-go by using cellular applications:

Swift balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to offer personalized banking remedies that cater particularly to unique demands while making certain benefit and safety in all transactions.